DOS and Dons: To stop digital arrest, ‘Firewall has to be in your head’. Bharat News

🔴 Consider taking cyber insurance against online fraud for money in bank or invest in fixed deposits or mutual funds.

🔴 If you receive requests from a relative on the phone for money, even if you have a call with a similar voice, always contact the person separately and contact.

These are some of the major suggestions of cyber security experts who protect them from online scams, such as digital arrests.

https://www.youtube.com/watch?v=0m2x2uzzClc

According to Sundareshwar Krishnamurthy, partner-kabbercescurity, PWC India, many other measures are required, to strengthen systemic rescue. He said, “Banks have already implemented security measures, such as determining third-party transfer limit and transaction requires an out-of-band or multi-factor authentication.

“Further, we hope that equipment will enable banks to provide a ‘kilt switch’ to customers – a dedicated number that they can dial if a transaction is marked as a suspect. Also, there is an immediate need to coordinate between law enforcement agencies to give effective answers to crimes like digital arrests,” they said.

Krishnamurthy described recent measures, such as spam alerts rolled out by telecom operators and developed by the Reserve Bank Innovation Hub to detect mulehunter.ai to detect mulehunter.ai, as a step in the right direction. The Mulehunter.Aai Tool was created after analyzing the 19 separate mule account behavior patterns seen in banks, and currently the pilot test is running with two major public sector banks.

According to Ranjeth Bellary, Partner, EY India Forensic and Integrity Services-Cabber Forensic, steps such as blocking and reporting unknown numbers, and using caller ID apps, are one of the “simple precautions”, which bank customers and citizens can take “easily” on their own.

“For a few thousand rupees per year, there are insurance covers to protect the funds invested in the bank, as well as the money invested in cyber fraud -fixed deposits or mutual funds. In addition, there are some good initiatives, which have been taken and more and more firewalls are being introduced.

Lieutenant General Rajesh Pants (Rit), who recently posted as National Cyber ​​Security Coordinator in the Secretariat of the National Security Council, pointing to the handbook of “Do & No”, to prevent digital arrests, to prevent digital arrests.

In the handbook, he explains, ‘Major things to do’ are included: knowing that a digital arrest process does not exist in India; An inquiry is never done through video calls; And all such calls should be informed through the “report suspicious tab” of cybercrime. According to the i4C, the ‘Not to do du’ is at the top of the list: not to engage with scammers for a long time.

The Union Home Ministry and I4C did not respond to the requests of comment from the Indian Express.

Pants, meanwhile, adds another layer of caution: never confidence a request to a relative on the phone, even if there is a call with a similar voice; Disconnect the phone and call back to their number; Never send money to avoid loss of reputation. “Cyber ​​criminals are not hacking the computer system, they are hacking the human brain. They are taking advantage of our fears of iconic losses or police action, especially between the older. Therefore, the firewall is to be inside your brain,” he said.

“All transactions in a bank which are more than the earlier amount, should only be executed after confirmation from the account holder and that amount should be fixed at the time of opening the account. However, if the person is under the magic of digital arrest, he will still authorize the same. That is why I say that I say that the firewall is to be in your head.”

Government also needs to take steps

Cyber ​​experts say that it is not only a bank customer, but the government also needs to carry forward its defense.

Indian Express, Cybercrime Investigator, Amit Dubey, who is a member of the Police Technology Mission of the Union Home Ministry, said that digital arrest and other cyber scams cannot be without “engagement” and “data breech” within banks.

“The UK has recently enacted a law, which makes banks at both ends of transactions to provide compensation to customers. A similar law should be introduced in India. So far, banks are using the fact that the victims voluntarily transfer their property and accept their mistakes as a tool to wash the hands of any liability,” said Dubey.

The UK law was announced on October 7, 2024 by the system regulator (PSR), in which it is mandatory to compensate the customers who have been cheated to send money to the scammers within five days for a total amount of up to 85,000 pounds (about 85 lakh rupees). In addition, the victims have to be divided 50–50 between the firms or financial institutions that send and receive refunds.

In India, the government demonstrated the Digital Personal Data Protection (DPDP) Act in Parliament in August 2023 to address a spike in cyber offenses. The purpose of the law is to protect personal data, including personal banking data, from theft. But administrative rules for DPDP have not yet been informed with consultation held on the draft.